Jump to Navigation

Insurance Eligibility Points

East Brunswick DWI & Traffic Ticket Attorney

In New Jersey, a traffic ticket such as DWI can be very serious. From license suspension to mandatory jail time, you cannot take traffic tickets lightly. Do not assume that it will be just your word vs. the word of the police. Also, don't listen to talking heads on TV or books that talk about how easy it is to get out of a traffic ticket. Those sources are not talking about New Jersey courts and New Jersey law. Unless you fight back, the chances of success are slim. Our New Jersey traffic ticket attorneys will fight for you!

From Newark to East Brunswick, Jersey City to Atlantic City, our DWI & traffic ticket attorneys can represent you in any court in New Jersey. With an office in New Brunswick our attorneys are easy to reach from anywhere in New Jersey.

Insurance points in New Jersey

Insurance points are used by insurance carriers to determine the level of premiums that an insured must pay for liability coverage. A total of 7 or fewer points will determine the tier of coverage for which an insured may qualify when purchasing insurance in the NJ voluntary market. An accumulation of more than 7 insurance points will disqualify you from purchasing insurance in the voluntary market. Thus, you should have a good New Jersey DWI & traffic tickets attorney on your side to defend you!

From Newark to East Brunswick, Jersey City to Atlantic City, our DWI & traffic ticket attorneys can represent you in any court in New Jersey. With an office in New Brunswick, our attorneys are each to reach from anywhere in New Jersey.

If you cannot purchase on the New Jersey voluntary market, you may attempt to purchase insurance on an assigned risk basis through the New Jersey Automobile Insurance Plan (N.J.P.A.I.P), although the premiums for even basic, minimal coverage will be more expensive than the rates available in the voluntary market. Thus, it is extremely important to protect your record or you could be paying for years.

What New Jersey violations result in insurance eligibility points?

New Jersey Turnpike, Garden State Parkway and Atlantic City Expressway
27:23-29Moving against traffic2
27:23-29Improper passing4
27:23-29Unlawful use of median strip2
All roads and highways
39:3-20Operating constructor vehicle in excess of 45 mph3
39:4-14.3Operating motorized bicycle on a restricted highway2
39:4-14.3dMore than one person on a motorized bicycle2
39:4-35Failure to yield to pedestrian in crosswalk2
39:4-36Failure to yield to pedestrian in crosswalk; passing a vehicle yielding to pedestrian in crosswalk2
39:4- 41Driving through safety zone2
39:4-52Racing on highway5
39:4-55Improper action or omission on grades and curves2
39:4-57Failure to observe direction of officer2
39:4-66Failure to stop vehicle before crossing sidewalk2
39:4-66.1Failure to yield to pedestrians or vehicles while entering or leaving highway2
39:4-66.2Driving on public or private property to avoid a traffic sign or signal2
39:4-71Operating a motor vehicle on a sidewalk2
39:4-80Failure to obey direction of officer2
39:4-81Failure to observe traffic signals2
39:4-82Failure to keep right2
39:4-82.1Improper operating of vehicle on divided highway or divider2
39:4-83Failure to keep right at intersection2
39:4-84Failure to pass to right of vehicle proceeding in opposite direction5
39:4-85Improper passing on right or off roadway4
39:4-85.1Wrong way on a one-way street2
39:4-86Improper passing in no passing zone4
39:4-87Failure to yield to overtaking vehicle2
39:4-88Failure to observe traffic lanes2
39:4-89Tailgating5
39:4-90Failure to yield at intersection2
39:4-90.1Failure to use proper entrances to limited access highways2
39:4-91-92Failure to yield to emergency vehicles2
39:4-96Reckless driving5
39:4-97Careless driving2
39:4-97aDestruction of agricultural or recreational property2
39:4-97.1Slow speed blocking traffic2
39:4-97.2Driving in an unsafe manner (points only for third or subsequent offense within five years of most recent 39:4-97.2 conviction)4
39:4-98Exceeding maximum speed 1-14 mph over limit2
39:4-98Exceeding maximum speed 15-29 mph over limit4
39:4-98Exceeding maximum speed 30 mph or more over limit5
39:4-105Failure to stop for traffic light2
39:4-115Improper turn at traffic light3
39:4-119Failure to stop at flashing red signal2
39:4-122Failure to stop for police whistle2
39:4-123Improper right or left turn3
39:4-124Improper turn from approved turning course3
39:4-125Improper u-turn3
39:4-126Failure to give proper signal2
39:4-127Improper backing or turning in street2
39:4-127.1Improper crossing of railroad grade crossing2
39:4-127.2Improper crossing of bridge2
39:4-128Improper crossing of railroad grade crossing by certain vehicles2
39:4-128.1Improper passing of school bus5
39:4-128.4Improper passing of frozen dessert truck4
39:4-129Leaving the scene of an accident -
no personal injury
2
Personal injury8
39:4-144Failure to observe stop or yield signs2
39:5C-1Racing on highway5
39:4-50DWI/DUI9
39:4-50.4DWI Refusal9
2C:11-1Vehicular Homicide9
39:3-40Driving while suspended9
39:6B-2Driving without insurance9
39:6A-15Misrepresentation of insurance coverage9
39:3-7Obtaining driver's license or registration through deception5
39:3-38Use of counterfeit plates5
39:3-38.1Counterfeit driver's license or registration5

From Newark to East Brunswick, Jersey City to Atlantic City, our DWI & traffic ticket attorneys can represent you in any court in New Jersey. With an office in New Brunswick, our attorneys are each to reach from anywhere in New Jersey.

Contact Jack Venturi Law to speak with an experienced lawyer regarding your case.

Free Initial Consultations
All major credit cards accepted
Weekend and evening appointments available

How Can We Help You?

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close
Our Office Locations:

Jack Venturi Law
73 Paterson St.
New Brunswick, NJ 08901

Phone: 732-247-3340
Toll Free: 866-448-8598
Fax: 732-247-5046
New Brunswick Law Office

Twitter Facebook Linked in Blog
Graduate of Trial Lawyers College Thunderhead Ranch Dubois, Wyoming AV | LexisNexis Martindale Hubbell Peer Review Rated For Ethical Standards and Legal Ability | Super Lawyers TEN LEADERS NATIONAL BOARD OF TRIAL ADVOCACY EST 1977 NBTA The National Trial Lawyers Top 100 Trial Lawyers